Completely realize Sara. I acquired my information as I’ve possessed an appearance regarding the number of upheld plaints against the one which had been refused. The main reason we state I read of the ombudsman decisions was that the consumer had been asked the questions about credit mitments and outgoings on the new QQ application form that it maybe reject for that is because of 2 cases. It was taken by the FOS that QQ accepted the consumer on such basis as exactly just what information the consumer provided. If those figure had been inaccurate then that’s the fault for the consumer maybe not QQ. From the this 1 since it is what prompted us to check out the in the past whenever device to see if i acquired it incorrect in addition they did ask, fortunately I became appropriate they didn’t. The FOS worked in really mystical methods in that what one adjudicator would search for to upheld another will utilize it to reject. Constantly worth a spin however because what your ine and outgoings were in the 1st application might be completely different the next thirty days. QQ clearly knew their form back 2008 – 2011 had been insufficient simply because they changed it to add outgoings and credit mitments but i possibly couldn’t discover once they changed it. That’s why it’s checking that is worth one had been done. Best Of Luck

I kinda think that aside from the very fact over every month for 3 years, had multiple loans with other lenders, asked them to close my account but they didn’t, lost a girlfriend because of it, was suicidal, I don’t care what anyone says it was irresponsible and I want them to admit it that I borrowed over 17000 with them , rolled them. I experienced a medication, gambling and alcohol issue that thankfuly I have actually put aside. If somebody asks to provide you 1000 at four each morning, would any sane person provide you that? It is not really in regards to the cash for me personally, it is for my well-being. I would like them to understand they took advantage of me that it wasn’t ok and. They could stick 500 i will cause them to feel a little bit of discomfort the same manner we did. Sorry to rant, drops mic

We made a plaint to quid that is quick 4 months ago, fast quid came ultimately back and stated this has done every thing it will have. I wasn’t pleased and took it into the Financial ombudsman, after about four weeks looking forward to an adjudicator I became given one who contact me and did quid that is quick made exactly the same offer that I asked for nevertheless they declined.

All interest refunded, 8% and all sorts of entries deleted from my credit report and so I will soon be getting simply over 2500 from their website for the amount of 2010 to provide.

So stick to it everybody. Personally I think like I’m finally right straight straight back accountable for my entire life.

We have simply gotten a message from Quick Quid providing me personally 500, i will reject it from the foundation that

A. We borrowed over 17,000 up to the point that We asked for my account to be terminated.

B. They acknowledge that they continued to lend to me (I was in a bad place) after I requested my account to be cancelled,. They usually have maybe perhaps maybe not supplied information on just just just how much financing here ended up being once I asked for the account to be terminated.

C. My mother had to bail me down 1000 to quick quid, we have evidence of the deal, and also the proven fact that on a single time she paid WageDayAdvance 700 and paydayexpress 500, which shows how much difficulty I happened to be in.

D. 500 is a tale

Are you experiencing experience of anybody requesting a free account to yet be cancelled the lending company proceeded to provide? Will there be a true point of law for this impact? Clearly there clearly was a duty never to lend further as soon as the account happens to be expected to be closed?

I might actually appreciate any assistance with this, my goal is to fight and simply just take this towards the ombudsman.

Sara (Financial Obligation Camel) says

Hi Tommy, shockingly reckless financing. You don’t need certainly to quote point of legislation, the Ombudsman talks about what exactly is fair 🙂

Many thanks for the answer, this is exactly what they penned…

Although we offered re payment assistance have a peek at the hyperlink to further you our records suggest that your particular demand to completely close your bank account had not been honored.

We don’t keep in mind them providing repayment help either! Can I compose in their mind to share with them I reject their offer and you will be referring the situation to your ombudsman?

I must say I need to know exactly how much We borrowed when I asked for the account to be closed. Undoubtedly they should offer this? It is gonna be over 10,000…

Do you consider We have a case that is decent the ombudsman?

Actually appreciate your assistance with this, many thanks.