A customer can request his / her credit file anytime. “Enacted in 1971 to guard U.S. customers, the Fair and Accurate Credit Transaction Act entitles people to one free credit history every year from each one of the three primary credit reporting agencies,” Ross claims. “You also can get the credit history at no cost from Credit Karma or possibly using your charge card business (numerous offer cardholders free reports),” says Brandon Yahn, creator of figuratively speaking Guy, a university funding website. Continue reading “Ways to request your 3 credit file. a consumer can request their or her…”